Promote Mobile Banking Services by using National Smart Card Capabilities and NFC Technology
Subject Areas :Reza Vahedi 1 , Sayed Esmaeail Najafi 2 , Farhad Hosseinzadeh Lotfi 3
1 - Islamic Azad University
2 - Islamic Azad Tabriz University
3 - Islamic Azad University
Keywords: NFC Technology, National Smart Card, Mobile Banking, Identity, Security,
Abstract :
By the mobile banking system and install an application on the mobile phone can be done without visiting the bank and at any hour of the day, get some banking operations such as account balance, transfer funds and pay bills did limited. The second password bank account card, the only security facility predicted for use mobile banking systems and financial transactions. That this alone cannot create reasonable security and the reason for greater protection and prevent the theft and misuse of citizens’ bank accounts is provide banking services by the service limits. That by using NFC (Near Field Communication) technology can identity and biometric information and Key pair stored on the smart card chip be exchanged with mobile phone and mobile banking system. And possibility of identification and authentication and also a digital signature created documents. And thus to enhance the security and promote mobile banking services. This research, the application and tool library studies and the opinion of seminary experts of information technology and electronic banking and analysis method Dematel is examined. And aim to investigate possibility Promote mobile banking services by using national smart card capabilities and NFC technology to overcome obstacles and risks that are mentioned above. Obtained Results, confirmed the hypothesis of the research and show that by implementing the so-called solutions in the banking system of Iran.
[1] https://en.wikipedia.org/wiki/Mobile_banking.#
[2] https://en.wikipedia.org/wiki/Near_field_communication.#
[3] Project Management Office, National smart card applications, Tehran: NOCR, 2010, pp.5-45.#
[4] Project Management Office, Some of the dimensions of a national smart card application, Tehran: NOCR, 2010, pp.12-67.
[5] A. Riyazi, National Smart Card (Secure, standards, biometrics), Tehran: Nass, 2009, pp.63-101.#
[6] NOCR Education Center, The National Smart Card- structure and its role in e-government, Tehran: Institute of Danesh Parsiyan, 2011, pp.51-64.#
[7] Project Management Office, National Smart Card Project for Metropolitan Architecture, Tehran: NOCR, 2010, pp.167-198.#
[8] S. M. Arabi, and N. Azad, "The effects of the implementation of the ASYCUDA system in the country's business sector", Iranian journal of Trade Studies, Vol. 29, pp.137-165, 2003.#
[9] M. Barkhordari Firouzabadi, and S. Mohammadi, "A Review and Proposal of a Model for Patient Authentication and NFC Mobile Payment with Smart Health Card", in 1st National E-Conference of Technology Developments on Electrical, Electoroncs and Computer Engineering, Iran, 2015.#
[10] A. Hosseinpour Soleymani, and M. Yousefi," Introduction to NFC technology and its application in mobile payments", in the 1st Regional Conference on Information Technology, Iran, 2013.#
[11] A. Mohammadzadeh, and M. Ataei, and H. Salimi, "Identifying and Prioritizing the Obstacles Leading to Bank Overdue, Using DEMATEL and VIKOR", Journal of Development Evolution Management, Vol.16, pp.15-26, 2014.#
[12] M. Tabatabaei, and S, Hosseini, and A. Noori, " Identify and prioritize the criteria of quality services MCDM approach in the banking industry", in 9th International Conference on Industrial Engineering, Iran, 2013.#
